If you have job-based insurance
If you have job-based insurance now or get an offer for job-based insurance, you won’t qualify for savings on a Marketplace plan if the job-based plan is considered
and meets
. Most job-based plans meet these standards.
Changing to a Marketplace plan
If you have job-based coverage now, you might be able to change to a Marketplace plan. You probably won’t qualify for the
or other savings, but there's no risk in applying to see if you qualify. You won't automatically get coverage and can still choose your job-based plan.
Canceling a Marketplace plan when you get a job-based insurance offer
If you have a Marketplace plan and get an offer of health insurance through a job, you may no longer qualify for savings on your Marketplace plan even if you don’t accept the job-based coverage offer.
If you have an offer, but haven’t accepted it yet: Update your Marketplace application to find out how this offer impacts your Marketplace savings. If you (or your household) qualifies for savings, you may want to keep your Marketplace coverage. Get details before accepting the offer.
If you already accepted the offer of job-based insurance: You may want to cancel your Marketplace plan for yourself and anyone else in your household eligible for the new job-based coverage. You won’t qualify for savings if you’re enrolled in a job-based plan. Find out how to cancel your Marketplace plan.