Total cost estimate (for health coverage)

The total amount you may have to pay for health plan coverage, which is estimated before you actually have the coverage and have health expenses under the coverage.

Generally, your total cost is your premium + deductible + out-of-pocket costs + any copayments/coinsurance. When you preview plans at HealthCare.gov, you’ll see an estimate of your total costs, but your actual expenses will likely vary.