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New, lower costs on Marketplace coverage

Warning:
Open Enrollment for 2025 starts November 1
Answer a few questions now to preview plans with personalized price estimates.
Get plans & prices
Notice:
Get health coverage now if you qualify for:
  • A
    due to a life event or based on your income.
  • Free or low-cost coverage through
    or the
    .
Check if you qualify.
You may be able to get more savings and lower costs on Marketplace health insurance coverage due to the American Rescue Plan Act of 2021. Under the law:
  • More people than ever before qualify for help paying for health coverage, even those who weren’t eligible in the past.
  • Most people currently enrolled in a Marketplace plan may qualify for more
    .
  • Health insurance 
     after these new savings will go down.

How to find out if you qualify for Marketplace savings

Notice:
Lower costs continue through 2025
The Inflation Reduction Act keeps these savings and lower costs through 2025. If you qualify for savings, you’ll find out the lower costs when you shop for plans.
When you apply for Marketplace coverage, you’ll discover if you qualify for a premium tax credit that lowers your monthly premium.
The amount of your premium tax credit depends on the estimated household income that you put on your Marketplace application.
Check if your estimated income may qualify.

If your state doesn’t use HealthCare.gov

Visit your State Marketplace website or contact their Call Center for more information about when these additional savings will be available through your Marketplace.
Get a list of states that have their own Marketplace.
Notice:
Register to vote
If you would like to register to vote, you can get information about resources for your state through Vote.gov.
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