A quick guide to the Health Insurance Marketplace®
Are you eligible to use the Marketplace?
To be eligible to enroll in health coverage through the Marketplace, you must:
- Live in the United States (U.S).
- Be a U.S. citizen or national, or be lawfully present non-citizen in the U.S. Learn about eligible immigration statuses.
- Not be incarcerated.
If you have Medicare coverage, you can't enroll in a Marketplace health or dental plan. Learn more about Medicare and the Marketplace.
Get more answers to your eligibility questions
If you’re a U.S. “resident” for tax purposes, you’re eligible to get Marketplace coverage. Learn more about what the IRS considers a resident of the U.S. for tax purposes.
Marketplace insurance covers health care provided by doctors, hospitals, and other providers within the U.S. It's important to consider this if you live outside of the U.S.
A U.S. national is someone who’s a U.S. citizen or owes permanent allegiance to the U.S. In nearly all cases, non-citizen U.S. nationals are people born in American Samoa, or people born abroad with one or more American Samoan parent.
If you live in a U.S. territory, you can’t get health coverage through the Marketplace, unless you also qualify as a resident in any of the 50 states or Washington, DC.
Check with your territory's government offices to learn about Medicaid, Children's Health Insurance Program (CHIP), and other health care options.