How to enroll in SHOP insurance
More info
- Overview of SHOP: Health insurance for small businesses
- How to offer SHOP health insurance to your employees
- How to work with a SHOP-registered insurance agent or broker
- Find out if your small business qualifies for SHOP
- Tools and calculators to help you apply
- SHOP how-to guides, fact sheets, tools, and other resources for employers
- How to appeal a SHOP decision
- What to do if you can’t enroll in SHOP coverage due to a qualifying life event
How to work with a SHOP-registered insurance agent or broker
You can work with a Small Business Health Options Program (SHOP)-registered agent or broker to enroll in SHOP insurance.
Getting help from an agent or broker
SHOP-registered agents and brokers can provide help with SHOP insurance — from comparing plans to helping you enroll. Specifically, they can help you:
- Determine if your business is eligible for SHOP insurance
- Understand the Small Business Health Care Tax Credit
- Apply for SHOP coverage
- Review and compare plans and features
- Help employees learn about your coverage offer
- Enroll in a plan
- Manage and update your coverage after you’re enrolled
- Handle renewals and plan changes
In general, you won't pay more if you use an agent or broker.
Note: If you're not using an agent or broker, you can enroll through an insurance company.
Choosing an agent or broker
- Work with your current agent or broker: You can continue working with your agent or broker as long as they're registered with SHOP.
- Find a new agent or broker: Enter your ZIP code and filter by small businesses coverage type, and you’ll get a list of SHOP-registered agents and brokers in your area.
Questions?
- Review all SHOP tools, calculators, fact sheets, how-to guides, videos, and other resources for employers.
- Contact the SHOP Call Center at 1-800-706-7893 (TTY: 1-888-201-6445).