2023 health coverage & your federal taxes
2023 Marketplace plan with premium tax credit
You must file a federal tax return for 2023 — even if you usually don't file or your income is below the
.
1. Find your Form 1095-A, Health Insurance Marketplace® Statement
Log into your account — select your 2023 application, then select "Tax forms."
Don’t file your 2023 taxes until you have an accurate 1095-A.
2. Make sure your 1095-A is correct — and if not, call us
Confirm basic information about health plan and household members on Parts I and II of the form. Contact the Marketplace Call Center if you find an error.
3. Fill out Form 8962 to reconcile
- Use the information from your 1095-A to fill out Form 8962, Premium Tax Credit.
- Use Form 8962 to reconcile your premium tax credit — compare the amount you used in 2023 to lower your monthly plan premium with the actual premium tax credit you qualify for based on your final 2023 income. Any difference will affect your refund or tax owed.
4. Attach Form 8962 when you file your federal income tax return
Don't attach your 1095-A to your return. Keep Form 8962 with your other tax documents.
Health care tax resources
- Guide to using Form 1095-A
- IRS information on Form 1095-A
- Step-by-step guide to reconciling your premium tax credit
- Health coverage tax tool (use only if your second lowest cost Silver plan is missing or wrong)
- Form 1040, U.S. Individual Income Tax Return (PDF, 157 KB) and Form 1040 instructions (PDF, 4.2 MB)
- Form 8962, Premium Tax Credit (PDF, 115 KB) and Form 8962 instructions (PDF, 389 KB)
More than one type of coverage?
If you had a Marketplace plan with the premium tax credit for only part of 2023, or other household members had different coverage, select the other coverage: