Unemployed people
Marketplace coverage when you’re unemployed
If you lost health insurance through a job, you can find coverage through the Marketplace.
When can I enroll?
You have 60 days after losing your job-based health coverage to enroll in Marketplace coverage. (Losing your job for any reason and your job-based health coverage qualifies you for a
. Learn more about Special Enrollment Periods.
If eligible for Medicaid or CHIP, you can enroll in those programs any time. You’ll find out if you qualify when you fill out your Marketplace application. Get details about Medicaid and CHIP.
How can I enroll?
By submitting one application, we’ll tell you about your eligibility for programs like Medicaid and CHIP, as well as any cost savings you may qualify for on Marketplace insurance. You can apply for coverage several ways.
Will I qualify for savings?
You may qualify for lower costs for your Marketplace plan based on your expected household income for the year you’re looking for coverage.
Find out if you might save. You'll get exact plan prices and savings by filling out a Marketplace application.
How do I estimate my income on the application?
When providing income information on your application, make your best estimate based on all current or expected income sources for the year you’re seeking coverage. You’ll need to estimate both your monthly and annual income, including what you’ve already received and what you expect to earn for the rest of the year.
Include:
- Unemployment benefits.
- All household members’ income (not just yours).
- Additional types of income, including interest income, capital gains, and alimony.
- Most withdrawals from traditional IRAs and 401ks.