Health care coverage options for military veterans
If you're enrolled in TRICARE or the Veterans health care program, you're considered covered under the health care law. You don't have to make any changes.
If you don’t have veterans or other health coverage, you can use the Marketplace to enroll in a plan. Check if you can enroll now.
Veterans programs that meet coverage requirements
If you're enrolled in (or are a beneficiary of) any of the programs listed below, you’re considered to have qualifying health coverage under the health care law. This means you don't need to get additional coverage.
- Veterans health care program
- VA Civilian Health and Medical Program (CHAMPVA)
- Spina bifida health care benefits program
- TRICARE
If you're a veteran without VA health care, visit the VA health care website. You may learn that you qualify for VA coverage.
For more important information on veterans and the Affordable Care Act, visit the Department of Veterans Affairs website.
If you don’t have veterans coverage
If you’re a veteran who isn’t enrolled in VA benefits or other veterans health coverage, you can get coverage through the Health Insurance Marketplace®.
Depending on your household size and income, you may be able to get lower costs on monthly premiums and out-of-pocket costs on private insurance. Or you may qualify for free or low-cost coverage through Medicaid or the Children's Health Insurance Program (CHIP).
If your dependents aren't covered
If you're a veteran enrolled in (or are a beneficiary of) a VA health care program, you may have dependents who aren’t eligible for a VA health care program. They can get coverage through the Health Insurance Marketplace®.
Depending on household size and income, they may get lower costs on monthly premiums or out-of-pocket costs. Or they could be eligible for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).
TRICARE's young adult coverage option is different from the Affordable Care Act's under-26 rules. Eligibility ages, benefits, and other details differ.