Skip to main content

An official website of the United States government

Here's how you know

Special enrollment opportunities

Get or change coverage outside of Open Enrollment

Warning:
Time's running out — Enroll for 2025 now
Fill out an application, compare plans, and enroll in health coverage for 2025. Open Enrollment ends January 15.
Log in or create account to start your application.
If you missed Open Enrollment (November 1-January 15), you may still be able to get health coverage if you qualify for a
or apply for coverage through
or the
.
Check if you qualify

Qualify for a Special Enrollment Period

You may qualify for a Special Enrollment Period due to a 
, like losing other coverage, getting married, having a baby, or based on estimated household income.
To get coverage, you need to apply. Create a Marketplace account (or log into your existing one) to start your application. Before you apply, you can preview plans and prices.
If you already have Marketplace coverage, learn how to report a change. Once you update your application, your Eligibility Results will tell you if you qualify for a Special Enrollment Period to switch plans.
Learn about Special Enrollment Periods.

Apply for Medicaid or the Children’s Health Insurance Program (CHIP)

You can apply for free or low-cost coverage through Medicaid and CHIP any time, all year. If you qualify, you can enroll immediately.
Learn how to apply for Medicaid and CHIP.
Back to top