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How do I cancel my Marketplace plan?

You may need to end your Marketplace plan if you get other health coverage, or for another reason. The date your plan coverage ends depends on whether you’re ending it for everyone or for some people on the application. You don’t need to end your coverage if you’re enrolling in a new or different plan during
.   
Notice:
Don't end your Marketplace plan until you know for sure when your new coverage starts to avoid a gap in coverage. Once you end Marketplace coverage, you can’t re-enroll until the next Open Enrollment Period (unless you qualify for a 
).

Risks if you drop all health coverage

If you don’t want health coverage, think about these items before you cancel your Marketplace plan:
  • Once you cancel your coverage, you might have to wait for the next Open Enrollment Period to enroll again.
  • There are significant health and financial benefits of having health coverage — and risks if you don’t. Nobody expects to get sick or hurt. But medical care without insurance is very expensive, so it’s important to have protection if the unexpected happens.
  • Health coverage helps you get regular care, including free preventive services, to keep you healthy. Learn about the benefits of health coverage.
Learn more about what Marketplace plans cover.

Answer a few questions to find out

You must log into your Marketplace account to end Marketplace coverage. When you answer these questions, you’ll get a list of the steps to take in your Marketplace account to end coverage.
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