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Keep or change your insurance plan

Open Enrollment letters

If you have a Marketplace plan when Open Enrollment starts, you should get 2 re-enrollment letters by November 1 — one from the Marketplace and one from your plan.

Your Marketplace letter tells you:

  • Review information from your plan about your coverage and costs for the new year.
  • How to update your application to make sure you get the right savings.
  • Any action you must take to get the premium tax credit for the new year. You may have to send documents, like tax or income information.
  • Compare available plans and enroll in a plan that best meets your needs.

Your insurance company letter tells you:

  • Whether your current plan is available for the new year.
  • If not, whether the company is offering you a similar or alternate plan.
  • Any plan changes for the new year.
  • The premium amount, after any premium tax credit has been applied. The tax credit may be based on information the Marketplace already has or from other sources.
Notice:
Keep your Marketplace and insurance company letters in a safe place and have them handy when you enroll.

More answers: Open Enrollment letters