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A quick guide to the Health Insurance Marketplace®

Getting a Health Insurance Marketplace® plan: 4 steps

Warning:
Enroll for 2025 now
Fill out an application, compare plans, and enroll in health coverage for 2025. Enroll by December 15 for coverage that starts January 1.
Log in or create account to start your application.
If you’re new to the
, follow these 4 steps to apply and enroll.
Already have an account? Log in to apply.
 
Before you get started: Get key resources
icon: three books
1
Create a Marketplace account
  • Enter some basic information, like your name, address, and email address to start.
  • If your state runs its own Marketplace, we’ll take you there.
Create account
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2
Get ready to apply
icon: papers with a pencil
3
Get “Eligibility Results” right away
Submit your application to find out if you qualify for:
  • A Marketplace health insurance plan with savings, like the
    to help pay monthly
    , or lower
    ,
    , and
    .
  • Free or low-cost coverage through Medicaid and the Children’s Health Insurance Program (CHIP).
  • Lower costs — See if you might save before you apply.
icon: computer screen with a check mark on it
4
Enroll in health coverage

How to Choose a Plan in the Health Insurance Marketplace®

How to Choose a Plan in the Health Insurance Marketplace®

After you enroll

  • You’ll get a packet in the mail with your new insurance card and more information about your health plan. Start using your coverage.
  • If you need to make changes to your plan, you can do so if you're moving, having a baby, or adopting a child.
  • If your income or household changes, update your application as soon as possible. Your coverage options and savings may be impacted.
  • If you’re eligible for Medicaid or CHIP, you’ll get information and next steps from your state.
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